BAIC Personal Car Finance

Driving away in a new car is simpler than ever with BAIC Finance. Choose a flexible personal car finance plan tailored to your lifestyle and get on the road with confidence.

Our Personal Finance Options

Credit Agreement

One of the most popular vehicle financing options:

  • Regular payment instalments
  • A fixed interest rate for the term of the loan
  • Agreed payment term from 6 to 60 months
  • Security interest over your vehicle only
Rear three quarter view of a white BAIC X55 in a car park with the boot partially opened and a woman standing nearby

Finance Calculator

A woman and her young daughter picking fruit in a field with her white BAIC X55 SUV parked nearby

Apply for Finance

We’re Here to Help

Thinking about purchasing a new BAIC but need more information on finance options best suited to you? Don’t worry, your BAIC dealer is happy to sit down with you to assist and guide you through the process.

Finance Enquiry
Terms and Conditions

BAIC Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC’s loan eligibility criteria, fees, terms and conditions apply.

For more information on UDC’s Consumer Credit Contracts, Rates & Fees and Terms & Conditions please click here.