BAIC Guaranteed Future Value

With BAIC Finance Guaranteed Future Value you’ll have a flexible finance solution that gives you next generation confidence from the moment you get your new vehicle. And your next one. Not only will you have the certainty of low fixed repayments, you’ll also have three great options at the end of your agreed term. Plus, you can renew at any time. It all means you can enjoy a new vehicle more often.

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Your regular repayments will be less, as your repayments don’t include the future value (your repayments are based on the cost of the car minus the deposit amount and guaranteed future value).

Here’s how it works

1.

Start by selecting the vehicle you want

2.

Choose the contract term which suits you best (24 months, 36 months, or 48 months)

3.

Next, agree the annual kilometre allowance (10,000, 15,000, 20,000, 25,000 or 30,000 km per year)

4.

Choose your deposit amount (which also gives you the option to reduce your repayments to fit your budget)

5.

We’ll calculate your Guaranteed Future Value and regular repayments – so you can drive away in your new vehicle with confidence

6.

At the conclusion of your agreed term, you’ll have freedom to select a new option to suit you: renew, retain or return

End of Term Options

Renew

If you’d like to upgrade to a new vehicle, the equity you’ve built up will contribute towards your new vehicle.

Retain

If you’d like to own your vehicle at the end of your agreed term you can negotiate a new finance agreement or pay the balance to buy it outright.

Return

If you decide to return the vehicle, then provided you’ve made all your regular payments, the vehicle meets fair wear and tear and is within the agreed kilometre allowance, you won’t need to pay the final payment, just the return fee.

Guaranteed Future Value, Guaranteed Peace of Mind

With BAIC Finance Guaranteed Future Value, great finance is just the beginning.

It’s affordable – your regular repayments are set, and the Guaranteed Future Value helps you get into a new vehicle for less.

It’s flexible – choose your contract term, agree your kilometre allowance and at the end of your term (provided certain conditions are met) you have three great options, meaning you can enjoy a new vehicle more often.

It’s assured – comprehensive after-sales care helps keep your ownership costs low and protects your vehicle’s future value, provided return conditions are met.

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